Nigeria's Offline Digital Cash

Money that moves
without
the internet.

Send, receive and store value using only your phone. No bank account. No data required. Ed25519-secured coins that trade like cash.

Open Your Portal → How it works
60M+Unbanked Nigerians
₦0Data needed
Ed25519Cryptographic security
Market woman using Zillion in a busy Nigerian market
Works 100% offline. Transfer value via QR code, WhatsApp, NFC or Bluetooth — no data, no bank, no problem.
Choose Your Portal

Who are you
on Zillion?

Customer using Zillion wallet
Customer
My Wallet
Store Zil coins on your phone, send to anyone, pay merchants. Works without internet. Your coins, your control.
Send & Receive QR Payments Offline
Open Wallet →
Agent at market stall
Agent
Agent Portal
Issue coins to customers for cash. Redeem coins back to cash. Manage your float and earn from every transaction.
Cash In / Out Float Management Statement
Agent Sign In →
Rural merchant accepting Zillion
Merchant
My Shop
Accept Zil payments from customers via QR, NFC or file. Track earnings and sync to the Zillion registry.
Accept Payments My QR Code Earnings
Merchant Sign In →
Process

From cash to digital in seconds.

1
Get coins from an agent
Hand cash to a Zillion agent at your local market or shop. They issue you Ed25519-signed coins — stored encrypted on your phone.
2
Send value to anyone
Share your .zil file via WhatsApp, show a QR code, or tap phones with NFC. No internet. Instant. The recipient gets verified coins.
3
Pay at any merchant
Merchants scan your QR or receive your file. They see the verified amount instantly. No waiting, no network, no fees.
4
Cash out whenever you want
Return to any Zillion agent to redeem your coins for physical naira. Your coins, your terms, your timing.
Real People

Built for the market,
not the boardroom.

Fatima — market woman using Zillion
Customer
Fatima, Kano
"I keep my Zil like a purse. I can send to my sister in the village even without data — she gets it instantly."
Adebayo — market agent using Zillion
Agent
Adebayo,
Mushin Market
"People come to me to cash in and out. My float earns me income every single day."
Emeka — rural youth using Zillion
Merchant
Emeka,
Enugu State
"My customers can pay me even when there is no network. I scan their QR and the money is confirmed."
Security

Bank-grade protection.
No bank required.

🔏
Ed25519 Signed
Every coin is signed by ZILLION-MINT-01 using elliptic curve cryptography. Impossible to forge.
📱
AES-256 on Device
Your vault is encrypted locally. Even if your phone is lost, your coins stay locked.
🛡️
3-Layer Fraud Prevention
Local dedup + server validation + Supabase registry. No coin can be spent twice.
🔗
Full Traceability
Every coin carries a cryptographic chain from mint to redemption. Admin can audit any transaction.

Your money,
your phone.

No account. No internet. No waiting. Just value — wherever you are in Nigeria.

Open Your Portal →
Customer Wallet Agent Portal Merchant Portal
© 2026 Zillion. Pilot v0.1 · Nigeria